How SR-22 Requirements Work for High-Risk Drivers in Tennessee
If you’ve been labeled a high-risk driver in Tennessee—maybe due to a DUI, multiple violations, or a lapse in coverage—you may be required to file an SR-22 form. This document isn’t insurance itself, but a certification from your insurer proving you carry the state’s minimum liability coverage.
Getting car insurance in Nashville, TN with an SR-22 can be more expensive, but it’s not impossible. Many providers specialize in helping high-risk drivers stay on the road legally. It’s also worth noting that SR-22 filings are typically required for three years, and any lapse in your policy during that time can reset the clock.
Anyone here dealt with SR-22 before? What was your experience like with the costs or finding a provider?
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